Special Assessments - Payment Calculations and Due Dates

 
  Assessment payments are billed on a semi-annual basis and consist of principal and interest. The initial principal balance of the assessment is divided into 20 equal payments (on a 10 year bond issue) or 40 equal payments (on a 20 year bond issue). Interest is based on the unpaid principal balance of the assessment. The interest rate is determined by the sale of the bond issue.  
  The payment date of an improvement district is determined by the issue date of the bonds. The date is generally the first working day of a given month. There is no "grace period" on assessment payments. Penalty is added immediately upon delinquency.  
  Example:  
  Initial Principal: $16,568.39 Current Principal: $10,769.45  
  Interest Rate: 4.9% Payment Due Dates: 01/01 & 07/01 of each year  
 
Billed Principal Billed Interest Amount Due
$828.42 $263.85 $1,092.27